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SA SME Gap Is a Data Problem

South Africa's SME Funding Gap Framed as a Data Infrastructure Problem

Unverified — auto-generated summary, not yet reviewedFintech & PaymentsSouth AfricaSep 19, 2026

OECD data is being used to reframe South Africa's $21.5 billion SME funding gap not as a capital shortage but as a data infrastructure problem, with insufficient credit data cited as the primary barrier to lending. The framing positions data collection and analytics solutions as the actionable entry point for fintechs targeting the SME credit market.

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