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Nigeria Digital Lending's Inclusion Frontier

EFInA Data Shows Digital Lending's Potential Against Nigeria's 73% Formal Inclusion Rate

Unverified — auto-generated summary, not yet reviewedFintech & PaymentsNigeriaNov 10, 2026

EFInA data showing Nigeria's formal financial inclusion at 73 percent is being used to frame the remaining untapped market for digital lending as the sector's next growth frontier. The analysis argues that digital credit products are uniquely positioned to close the remaining inclusion gap.

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