Foreign Banks Dominate Ghana's Secured Credit Market at GH¢19.9 Billion

Foreign banks accounted for GH¢19.9 billion of Ghana's secured credit market in the second quarter of 2026, representing the dominant share of a total market that reached GH¢31.5 billion. Indigenous banks are growing from a comparatively low base, providing a credit-market signal for lenders and fintechs assessing Ghana's formal lending landscape.