Verto Exec: Africa's Core Fintech Gap Is Payment Certainty, Not Technology

A Verto executive has argued, citing the company's $20 billion in cross-border payment flows, that Africa's fundamental fintech gap is a 'certainty gap' — the inability to guarantee that a payment will arrive — rather than a technology deficit. The practitioner framing provides a sharp operational lens for fintechs and investors designing cross-border payment infrastructure.