Francophone Africa Fintech Asks: What Comes After the Mobile Money Win?

New analysis assesses Francophone Africa's fintech sector as having reached a maturity plateau following the mobile money expansion wave, raising the question of which verticals or models will drive the next growth phase. The piece does not identify a dominant successor thesis but frames the strategic question facing operators and investors in the region. The assessment is relevant to the WAEMU banking growth data reported earlier this week.