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CBN Data Localisation Bites Fintechs

CBN Payments Data Localisation Directive Forces Operational Decisions Across Nigeria's Fintech Stack

Unverified — auto-generated summary, not yet reviewedPolicy & RegulationNigeriaOct 1, 2026

Experts are calling for a step-by-step implementation of the Central Bank of Nigeria's payments data localisation directive, citing the operational and infrastructure complexity it creates across Nigeria's fintech and banking stack. The recommendation sits alongside earlier analysis framing the CBN rules as an operational resilience mandate rather than a narrowly technical server-geography requirement.

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