Cardoso's Three Years at CBN Traced Against Naira Collapse from ₦768 to ₦1,329 Per Dollar

A review of CBN Governor Cardoso's three-year tenure tracks the naira's depreciation from ₦768 to ₦1,329 per dollar alongside monetary reforms introduced during the period. The analysis provides macro context for fintech operators navigating Nigeria's FX volatility and evolving monetary policy environment.