Kenya Sets Stablecoin Regulatory Framework in Continental First
Kenya has established a new regulatory framework specifically governing stablecoins, extending the country's recently gazetted cryptocurrency licensing regime into digital-asset governance. The framework is being watched across Africa as a potential model for stablecoin oversight in other markets.
Kenya Stablecoins: the 30% reserve rule is where the real argument lives
The headline is that Kenya has built Africa's first stablecoin framework. The detail that actually decides things is one specific provision: issuers must park at least 30% of their reserves in segregated accounts inside Kenyan commercial banks.
That single requirement pulls a digital product into the physical banking system — deliberately. It means a stablecoin isn't just supervised like a bank; part of its money must literally sit in one.
For a Kenyan fintech hoping to issue a local stablecoin, that's not a compliance checkbox — it's a structural cost from day one. The question is whether it's a floor that protects users, or a wall that protects incumbents.
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- Kenya’s Stablecoin Rules Set A New Framework For Digital Finance · cioafrica.co · T2